Boat Insurance

Boat Insurance in Florida

Cruise with confidence with our boat insurance policies across Florida. Alma Nova Insurance, a bilingual agency, helps you protect your vessel —damage, liability, theft, and more— throughout the state.

What does our boat insurance include?

  • Accident and collision protection
  • Physical damage to the vessel
  • Theft of boat or equipment
  • Liability coverage (if you damage another vessel or person)
  • Towing and on-water assistance

Who needs boat insurance in Florida?

Anyone navigating Florida waters benefits from having coverage. Many marinas and yacht clubs also require liability insurance before allowing you to dock.

Our bilingual agents across Florida help you find the right coverage for your vessel — whether it's a fishing boat, speedboat, or recreational watercraft. Enjoy the water with complete confidence. Get your free quote today.

Why choose us

Why choose Alma Nova Insurance?

The independence of a broker. The familiarity of a friend. The reliability of someone who actually answers.

No. 01

Bilingual from the first call

English or Spanish, same agent, same clarity — no language tax. Most of our clients speak both. So do we.

No. 02

20+ carrier comparison in a single call

We're independent — we don't work for one company. We shop the market every quote, every renewal.

No. 03

One person from quote to claim

The agent who sold you the policy is the same one you call when something happens. No call centers.

No. 04

No upfront fees, ever

Quotes are free. Policy reviews are free. Asking questions is free. You only pay for the coverage itself.

Frequently asked questions

Boat insurance in Florida: frequently asked questions

Is boat insurance required in Florida?

Florida does not require boat insurance by law in most cases, but many marinas and docks do require it to dock, and it is highly recommended to protect yourself. We explain your options based on how and where you boat.

What does boat insurance cover?

It can normally include protection against accidents and collisions, damage to the hull and engine, theft, liability, and on-water assistance. The exact coverage depends on the policy — we help you build one that fits your vessel.

Does it cover the boat's engine and trailer?

Many policies can include the engine and, in some cases, the trailer — but it varies by carrier. Ask us and we'll confirm what options you have for your vessel.

Service areas

Cities we serve in Florida

Free quote · No obligation

Get your boat insurance quote today

Coverage built for South Florida waters. Bilingual service, no obligation.

Call (786) 568-7450 Prefer the form? Fill it out →