Protect your home and your family with our home insurance policies across Florida. Alma Nova Insurance, a bilingual agency, helps you find coverage for your property —structure, contents, liability, and more— wherever you live in the state.
Florida is one of the states with the highest risk of natural disasters in the United States. Without adequate insurance, a single event can mean losses of tens of thousands of dollars. Additionally, if you have a mortgage, your lender typically requires active home insurance.
At Alma Nova Insurance, we offer flexible coverage options to give you and your family the protection you need at a price you can afford. Our bilingual agents across Florida walk you through every step to find the perfect plan for your home.
The independence of a broker. The familiarity of a friend. The reliability of someone who actually answers.
English or Spanish, same agent, same clarity — no language tax. Most of our clients speak both. So do we.
We're independent — we don't work for one company. We shop the market every quote, every renewal.
The agent who sold you the policy is the same one you call when something happens. No call centers.
Quotes are free. Policy reviews are free. Asking questions is free. You only pay for the coverage itself.
Standard homeowners insurance in Florida typically covers hurricane wind damage, but flood damage caused by storm surge requires a separate flood insurance policy. Our agents help you understand exactly what your policy covers and identify any gaps in protection.
Flood insurance is not automatically included in a standard home insurance policy. If your home is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is typically required by your lender. Even outside high-risk zones, flood coverage is strongly recommended in South Florida.
Home insurance in Florida is generally higher than the national average due to hurricane risk and proximity to water. Rates vary based on the age and construction of your home, location, coverage amount, and your claims history. Contact Alma Nova Insurance for a free quote tailored to your property.
Protect your home and family against hurricanes, floods, and more. Bilingual service, no upfront fees.
