Insurance in Florida

Insurance in Fort Lauderdale, Florida

Fort Lauderdale, the "Venice of America," blends a vibrant Latino community in Broward with the largest boating culture in South Florida. Alma Nova Insurance covers your car and home as well as your boat — all with bilingual service.

What we cover

Insurance we offer in Fort Lauderdale

Insurance risks in Fort Lauderdale

  • Strong boating culture: high demand for boat and watercraft insurance, with canals and marinas throughout the city.
  • Coastal and canal flooding — elevated storm surge risk.
  • Direct hurricane exposure along the Atlantic coast.
  • Heavy Broward traffic and a busy tourist zone, which raises accident frequency.

Neighborhoods and ZIP codes we serve

Las Olas, Victoria Park, Coral Ridge, Wilton Manors (nearby) and Plantation.

ZIP codes: 33301, 33304, 33308, 33312, 33315, 33316

Why choose us

An independent, bilingual agent

The independence of a broker. The closeness of a friend. The availability of someone who actually answers.

No. 01

Bilingual from the first call

English or Spanish, the same agent, the same clarity — no language surcharge.

No. 02

20+ carriers compared in a single call

We're independent — we don't work for one company. We shop for the best price on every quote.

No. 03

One person, from quote to claim

The agent who sold you the policy is the same one who helps you when something happens. No call centers.

No. 04

No upfront payments, ever

Quotes are free. Policy reviews are free. You only pay for coverage.

FAQ

Insurance in Fort Lauderdale: frequently asked questions

Do you insure boats and watercraft in Fort Lauderdale?

Boat insurance is a local specialty of ours. With its canals and marinas, Fort Lauderdale lives on the water; we help you find coverage for hull, motor, liability and trailering for boats of all kinds. Tell us about your vessel and we'll quote it.

Do I need flood insurance if I live near the canals?

Very likely. The canal and coastal areas of Broward are at high risk of flooding and storm surge, which home insurance does not cover — you need a separate flood policy.

Can you cover both my car and my boat on a single combined policy?

We can quote your car and your boat together and look for multi-policy discounts for keeping several policies with us. Tell us what you need and we'll compare options to find you the best price.

Nearby areas: Hollywood / Pembroke Pines · Miami · See all of Florida

Free quote · No obligation

Get your Fort Lauderdale insurance quote today

Auto, home and boat with bilingual service in Broward. Real numbers from 20+ carriers.

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