Terms & Conditions

Effective date: June 27, 2026

Welcome to Alma Nova Insurance. By using this website, you agree to these terms and conditions. If you do not agree, please do not use the site.

About our service

Alma Nova Insurance LLC is a franchise of UniVista Insurance, operated by a licensed Florida insurance agent. This site provides general information and lets you request quotes. The site is not an offer of insurance or a contract. All coverage is subject to the review, requirements, and approval of the relevant insurance carrier.

Quotes are not binding

Any quote or estimate you receive is for information only and does not guarantee coverage, price, or approval. Final terms, coverage, and cost are set by the insurance carrier and stated in the official policy documents.

Not legal or financial advice

The information on this site is general and educational. It is not a substitute for professional advice. For specific decisions, consult a qualified professional.

Who may use the site

This site is intended for Florida residents aged 18 or older. You agree to provide truthful, accurate information when requesting a quote.

Intellectual property

The content of this site (text, logos, images, and design) belongs to Alma Nova Insurance or its licensors and may not be copied or reused without permission.

Third-party links

This site may contain links to other websites. We do not control and are not responsible for the content or practices of those sites.

Limitation of liability

This site is provided "as is," without warranties of any kind. To the extent permitted by law, Alma Nova Insurance is not liable for damages arising from the use of, or inability to use, the site.

Privacy

Your personal information is governed by our Privacy Policy and our Cookie Policy.

Changes to these terms

We may update these terms at any time. The effective date above shows the most recent update.

Governing law

These terms are governed by the laws of the State of Florida, USA.

Contact

Alma Nova Insurance LLC (Franchise of UniVista Insurance)
Phone: (786) 568-7450