Commercial Insurance

Commercial Insurance in Florida

Protect your business with our commercial insurance policies across Florida. Alma Nova Insurance, a bilingual agency, offers coverage for small and mid-sized businesses —general liability, commercial property, workers' compensation, and more— for business owners across the state.

Commercial coverage we offer

  • Commercial General Liability
  • Workers Compensation
  • Commercial Truck Insurance
  • Commercial Property Insurance
  • Business Owner's Policy (BOP)

Why Florida businesses choose us

Our goal is to help you minimize risks and keep your business protected against unexpected events. Whether you run a small family business or a fleet of commercial vehicles, our bilingual agents across Florida are ready to find the right coverage for you.

We serve businesses throughout Florida. Contact us today for a free, no-obligation commercial quote.

Why choose us

Why choose Alma Nova Insurance?

The independence of a broker. The familiarity of a friend. The reliability of someone who actually answers.

No. 01

Bilingual from the first call

English or Spanish, same agent, same clarity — no language tax. Most of our clients speak both. So do we.

No. 02

20+ carrier comparison in a single call

We're independent — we don't work for one company. We shop the market every quote, every renewal.

No. 03

One person from quote to claim

The agent who sold you the policy is the same one you call when something happens. No call centers.

No. 04

No upfront fees, ever

Quotes are free. Policy reviews are free. Asking questions is free. You only pay for the coverage itself.

Frequently asked questions

Commercial insurance in Florida: frequently asked questions

Is Workers' Compensation required in Florida?

In Florida, most businesses with 4 or more employees must carry Workers' Compensation (in construction, from 1 employee). There are exceptions and exemptions depending on the type of business. We help you understand whether you need it and find the best rate.

What does commercial general liability (General Liability) cover?

It generally protects your business against claims of injury to third parties or damage to others' property. Every policy has its own terms, so we help you choose the right coverage for your type of business.

Do you insure commercial trucks and fleets?

Yes. We help with insurance for commercial trucks and business vehicles. Tell us about your operation and we'll quote the coverage you need.

Service areas

Cities we serve in Florida

Free quote · No obligation

Request a commercial quote today

Flexible coverage for your business, compared across 20+ carriers. Bilingual service, no obligation.

Call (786) 568-7450 Prefer the form? Fill it out →